Invoice financing
Invoice financing is an excellent solution for companies that sell on invoice and want to maintain a steady cash flow. You receive the funds from your sales invoices immediately, without having to wait for long payment terms.
How invoice financing works
Apply for invoice financing through Konkretia Rahoitus.
Invoice your customer as usual.
Transfer the invoice to us and receive the funds in your account the same day.
Benefits of invoice financing
Faster cash flow - money is available immediately.
No long payment terms or delays.
Capital freed for growth and investment.
Additional services: Reminder and collection services available when needed.
Ask us about invoice financing and free up your company’s cash flow today.
Many companies face long payment terms on their sales invoices, meaning money may take weeks or even months to arrive. Invoice financing offers a practical solution by quickly turning outstanding invoices into working capital and smoothing out cash flow.
With invoice financing, you can:
Receive the money immediately, even if your customer pays later.
Keep cash flow more stable, since income no longer depends on long payment periods.
Finance growth and investments without extra waiting.
In practice, invoice financing works so that the financier pays most of the invoice amount upfront, and the remaining balance is settled once the customer pays. This service is also known as factoring.
Invoice financing is particularly useful for companies with many B2B customers and long payment terms. It frees up capital, reduces the risk of payment delays and improves predictability in everyday financial management.
We can help you assess whether invoice financing suits your business and what conditions apply. This way, you can put your money to work immediately to grow your company instead of waiting for customers to pay their invoices.
Additional invoice financing services
The invoice financing package can also include a reminder and collection service. Save your time and resources by letting us manage your receivables.
FAQ
Frequently Asked Questions
Is it possible to combine several financing needs into one solution?
Yes. Financing can be structured to cover several purposes, such as investments and working capital, within a single package.
What does tailoring financing to the company’s needs mean?
Financing is tailored according to the company’s industry, financial situation, and goals. This ensures that the financing supports business growth and cash flow.
Do credit records affect the financing decision?
We always assess the overall situation. A single payment default does not automatically prevent financing, as the company’s current condition and repayment ability are the most important factors.
Does the company’s age affect eligibility for financing?
Not necessarily. New companies can also receive financing if their business plans are realistic and the financial situation is clearly presented.
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